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Positive Pay

Positive Pay is one of the most sophisticated cash management services available. In this process, the company and bank work together to detect check fraud by identifying items presented for payment that the company did not issue. The company transmits a file of issued check information to the bank each day. The bank matches serial numbers and dollar amounts of checks presented for payment against the issue file, and pays only those checks that match. Exceptions are conveyed to the company for disposition.

  • Highly effective defense against check fraud
  • Multiple layers of security
  • Inexpensive compared to potential losses from fraud
  • Allows management intervention on questionable checks

Contact our Business Resources Department for more information.

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