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CDs & IRAs

CertificateS of Deposit

  • Certificates of Deposit (CDs) are specific sums deposited for designated lengths of time
  • Higher interest rates are paid based on the term of the CD
  • Minimum opening deposit varies by product.  Contact one of our personal bankers for more information.

Individual Retirement Accounts

  • Traditional, Roth, and Educational IRAs are available
  • Contribution and tax-deduction regulations vary. Contact one of our personal bankers or your tax advisor for more information.
  • $250 minimum deposit

Simplified Employee Pension Plan (SEP)

SEP plans are qualified retirement plans available to employers who may make contributions for qualified employees. Please see your tax advisor for contribution guidelines.

Click here to view current rates.

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Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, American Heritage Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. Instead, please contact American Heritage Bank directly at your nearest bank branch.

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