Personal Insurance Services
If you’re like most people, you recognize the importance of planning for the future. A medical emergency, disabling accident, unexpected illness or death can devastate even the best financial plan. Does your family have the protection it needs to meet current and future financial obligations if you become disabled or die? This is one of the most important financial questions you’ll ever face.
The American National Insurance Agency, Inc. can help you evaluate your insurance needs and determine your best options based on the kind of protection you need, the length of time you’ll need protection and, of course, your budget. We offer a variety of insurance plans to meet just about any need you might have, including:
Providing protection for your family in the event of your death may be one of the most important financial decisions you can make. A strong life insurance plan ensures your family can meet current and future financial obligations (including the payment of estate taxes) thus providing financial security for years to come.
American National Insurance Agency offers a full array of life insurance programs, including term life, whole life, universal life and others to help you create a plan that provides the financial security you need and the peace of mind you desire.
What would happen to your family if you were to become disabled or unable to work for an extended period of time? While the threat of a disabling accident or unexpected illness may seem remote, most of us cannot afford to ignore the possibility. Disability insurance protects your ability to earn income by providing short and/or long-term financial security if you become disabled and unable to work.
Long-Term Care Insurance
More and more people today recognize the need for retirement planning. One of the most important elements of this planning is protecting your retirement savings against the expenses associated with a serious health problem or prolonged illness. Long-term care insurance can help you make the most of your retirement years by protecting your savings from the potentially devastating financial effects of long-term care. Call us today to speak with a friendly agent about protecting your family.
Health Savings Accounts
Health Savings Accounts (HSAs) offer outstanding tax benefits but they require that you have a qualified health insurance plan to be able to open the account.
Finding a health insurance plan that meets the qualifying federal guidelines for use with a Health Savings Account (HSA) can present a challenge. However, we offer plans that meet the guidelines and have many options for the insurance coverage, and you won’t have to be a member of an employer group to purchase the insurance. These plans will allow you to select coverage for yourself or your family members as you may need. The federal guidelines limit the maximum amount you may deposit into the HSA depending upon the insurance deductible that you select. So, having insurance deductible choices is also an important option in our plans. Lastly, we are mindful of insurance premium costs and will help you select the HSA qualified insurance plan that best meets your budget.
Mutual funds, annuities and other investments:
- Are not deposits
- Are not insured by the FDIC or any other regulatory agency
- Are not obligations of or guaranteed by this financial institution
- Are subject to investment risk, including loss of principal
- Are subject to fluctuating rates of return
Contact Us for more information, or to schedule a consultation.