Online/Mobile Services

Your time is precious, which is why we offer a variety of Online and Mobile Services that allow you to bank at your convenience.


Online Banking allows you to securely access and manage your accounts anytime.
  • Check account balances
  • View check and deposit images
  • Transfer funds between your AHB accounts
  • Make loan payments
  • Pay bills using AHB Bill Pay
  • Access eStatements
  • Stop payments
  • Manage your AHB MasterCard Debit Card
  • Manage alerts
Click here to enroll today!


Mobile Banking offers self-service banking from your smartphone anytime from almost anywhere using your existing Online Banking credentials.
  • Check account balances
  • Transfer funds between your AHB accounts
  • Make loan payments
  • Pay bills to existing payees using AHB Bill Pay
  • Manage your AHB MasterCard Debit Card
  • Deposit checks using Mobile Deposit*
To enroll in Mobile Banking, download the FREE American Heritage Bank App for your iPhone, iPad, or Android device.  Select First time user? Enroll now.
*Mobile Deposit only works with the AHB banking apps.


This optional Online Banking service is a convenient and secure way for you to make payments to anyone, whether it be a national credit card company or the local paper boy, without ever having to buy a stamp or write a check.
  • Create a database of payees
  • Create one-time payments
  • Schedule recurring payments
  • Choose payment dates
  • Review payment schedules and history
  • Pay bills from multiple checking accounts
  • Save money on postage
  • $3.00 per month for the first 10 transactions; $0.40 for each transaction thereafter
Enroll through Online Banking by clicking the Payments option.


Banking that keeps YOU mobile! With American Heritage Bank's Mobile Deposit, you can deposit checks via our free app using your iPhone or Android device from anywhere at any time.
To get started with Mobile Deposit, enroll through the American Heritage Bank App.

Eligibility Requirements for Consumers:

  • Must be enrolled in AHB's Online Banking
  • Must have an AHB checking or savings account that has been opened a minimum of 90 days
  • Must not have any returned checks in the last 6 months

Mobile Deposit Guidelines:

  • Mobile Deposit is FREE with eStatements; $0.50 per deposit if you do not have eStatements
  • Daily deposit limit of $2,000 and 5 checks
  • Monthly deposit limit of $5,000 and 10 checks
  • Daily cut off time is 6:00 PM CST (see Funds Availability information below)
  • Only deposit checks made payable to owner(s) on the account
  • Endorse back of check and below signature print "For Deposit Only AHB"
  • After deposit has posted to your account, print "Mobile Deposit" and the date on the front of the deposited check
  • Retain deposited checks for no more than 14 days after deposit has posted *AHB recommends using a cross-cut shredder to destroy deposited checks
  • You will receive an email confirmation regarding your deposit status

Ineligible Items for Deposit:

  • Checks payable to any person other than you
  • Checks containing alteration to any of the fields on the front of the check or item
  • Checks previously converted to a substitute check
  • Checks drawn on a financial institution located outside the United States
  • Checks not payable in United States currency
  • Checks that are remotely created checks
  • Money orders, savings bonds or travelers' checks

Service Termination:

Service may be terminated at AHB's discretion upon the occurrence of one or more of the following:
  • Any attempt to duplicate a deposit in any manner
  • Any suspicious activity including depositing fraudulent items
  • Excessive returned items or chargebacks

Funds Availability:

Funds may not be available for immediate withdrawal. Our policy is to make funds from your check deposits available to you on the first business day after the day we receive your deposit. For determining the availability of your deposit, every day is a business day, except Saturdays, Sundays and federal holidays. If you make a deposit before 6:00 PM CST on a business day that we are open, we will consider that day to be the day of your deposit. However, if you make a deposit after 6:00 PM CST or on a day we are not open, we will consider the deposit was made on the next business day we are open.


GO GREEN with paperless eStatements.
Access and manage your eStatements through Online Banking. Simply select the account and choose Documents.  eStatements are available the business day following the statement date.
  • Enroll additional accounts to receive electronic statements and notices
  • Add additional recipients to access statements