Current Rates


Rates effective 9/23/2024

Deposit Rates

DDA Money Market
(minimum opening deposit $5,000.00)
Interest Rate Annual Percentage Yield
American Gold Money Market $250,000.00 & up 2.47 2.50
American Gold Money Market $100,000.00 - $249,999.99 1.49 1.50
American Gold Money Market $0.00 - $99,999.99 0.80 0.80
Interest Checking (minimum opening deposit $100.00)
Interest Rate Annual Percentage Yield
Interest Checking $50,000.00 & up 0.30 0.30
Interest Checking $0.00 - $49,999.99 0.25 0.25

Savings (minimum opening deposit $100.00) Interest Rate Annual Percentage Yield
Personal/Minor Savings $25,000.00 & up** 0.35 0.35
Personal/Minor Savings $0.00 - $24,999.99** 0.30 0.30
American Savings* $75,000.00 & up 0.50 0.50
American Savings* $0.00 - $74,999.99 0.30 0.30
*Automatic transfer required
**Minor Savings minimum opening deposit $25.00
Variable interest rates may change any time at the discretion of Bank management.
Current Rate information is available upon request through our new account representatives.
Fees may reduce the Annual Percentage Yield.

CD Rates

Certificate of Deposit
(minimum opening deposit $1,000.00)
Interest Rate Annual Percentage Yield
36 Month 3.585 3.65
24 Month 3.49 3.55
18 Month 3.39 3.45
12 Month 3.30 3.35
7 Month Personal Special (minimum opening deposit $5,000) 4.64 4.75
6 Month 2.71 2.75
3 Month 2.47 2.50
IRA Rates
IRA
(minimum opening deposit $250.00)
Interest Rate Annual Percentage Yield
18 Month IRA Variable 2.96 3.00
18 Month IRA Fixed & Roth & Education 3.39 3.45
36 Month IRA Fixed 3.585 3.65
Penalty with early withdrawal of IRA.
Penalty with early withdrawal of CD.
Variable interest rates may change any time at the discretion of Bank management.
Current Rate information is available upon request through our new account representatives.
Fees may reduce the Annual Percentage Yield.