What Does American Heritage Bank Do With Your Personal Information?
Rev. Date 6/2019
|Why?||Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.|
|What?||The types of personal information we collect and share depend on the product or service you have with us. This information can include:
|How?||All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons American Heritage Bank chooses to share, and whether you can limit this sharing.|
|Reasons We Can Share Your Personal Information||Does American Heritage Bank Share?||Can You Limit This Sharing?|
| For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
| For our marketing purposes –
to offer our products and services to you
|For joint marketing with other financial companies||No||We Don't Share|
| For our affiliates’ everyday business purposes –
information about your transactions and experiences
|For our affiliates’ everyday business purposes –
information about your creditworthiness
|No||We Don't Share|
|For nonaffiliates to market to you||No||We Don't Share|
|What We Do|
|How does American Heritage Bank protect my information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We maintain physical, electronic, procedural safeguards to ensure the confidentiality of your information. Only employees who need information to provide products or services to you have access to your information.
|How does American Heritage Bank collect my information?||We collect your personal information, for example, when you
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
Companies related by common ownership or control. They can be financial and non-financial companies.
“American Heritage Bank shares with our affiliate, Peoples Bank of Tulsa, Oklahoma.”
Companies not related by common ownership or control. They can be financial and non-financial companies.
“American Heritage Bank does not share with nonaffiliates so they can market to you.”
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
“American Heritage Bank does not jointly market”
|Other Important Information|
American Heritage Bank is chartered, licensed or registered under the laws of State of Oklahoma and is subject to regulatory oversight by the Federal Reserve. Any consumer wishing to file a complaint against American Heritage Bank should contact the Federal Reserve Consumer Help Center, P.O. Box 1200 Minneapolis, MN 55480. Toll-Free (888)-851-1920. Fax (877)-888-2520. TDD (877)-766-8533.