Personal Rates

 
Rates valid from 8/5/2020 - 8/10/2020

Deposit Rates

DDA Money Market
(minimum opening deposit $5,000.00)
Interest Rate Annual Percentage Yield
American Gold Money Market $250,000.00 & up 0.25 0.25
American Gold Money Market $100,000.00 - $249,999.99 0.15 0.15
American Gold Money Market $0.01 - $99,999.99 0.10 0.10
 
Interest Checking (minimum opening deposit $100.00)
Interest Rate Annual Percentage Yield
Interest Checking $50,000.00 & up 0.15 0.15
Interest Checking $10,000.00 - $49,999.99 0.10 0.10
Interest Checking $0.01 - $9,999.99 0.05 0.05
Health Savings (minimum opening deposit $100.00)
Interest Rate Annual Percentage Yield
Health Savings 0.25 0.25
Savings (minimum opening deposit $100.00) Interest Rate Annual Percentage Yield
Personal Savings $10,000.00 & up 0.10 0.10
Personal Savings $0.01 - $9,999.99 0.05 0.05
American Savings* $75,000.00 & up 0.40 0.40
American Savings* $0.01 - $74,999.99 0.20 0.20
*Automatic transfer required
Variable interest rates may change any time at the discretion of Bank management.
Current Rate information is available upon request through our new account representatives.
Fees may reduce the Annual Percentage Yield.
 

CD & IRA Rate

CD
(minimum opening deposit $1,000.00)
Interest Rate Annual Percentage Yield
Money Market CD 36 Month 0.75 0.75
Money Market CD 24 Month 0.65 0.65
Money Market CD 18 Month 0.55 0.55
Money Market CD 12 Month 0.45 0.45
Money Market CD 6 Month 0.35 0.35
Money Market CD 3 Month 0.30 0.30
CD
(minimum opening deposit $25,000.00)
Interest Rate Annual Percentage Yield
Money Market CD 7-91 Days 0.15 0.15
Money Market CD 92-182 Days 0.20 0.20
IRA
(minimum opening deposit $250.00)
Interest Rate Annual Percentage Yield
18 Month IRA Variable 0.45 0.45
18 Month IRA Fixed & Roth & Education 0.55 0.55
36 Month IRA Fixed 0.75 0.75
Penalty with early withdrawal of IRA.
Penalty with early withdrawal of CD.
Variable interest rates may change any time at the discretion of Bank management.
Current Rate information is available upon request through our new account representatives.
Fees may reduce the Annual Percentage Yield.