Ways to Reduce Overdrafts

American Heritage Bank offers Overdraft Manager to assist when you inadvertently take your account to a negative balance. This service prevents checks and other debits from being returned to merchants, but it does so at an expense. We want to help you identify ways you can reduce the number of overdrafts on your account and better manage your money. The best advice is to watch your account closely and track checks, debit card purchases, and other automatic payments that are set to come out of your account.